:root{--navy:#0B3D5C;--ink:#14212b;--mute:#5d6b76;--line:#e6eaee;--soft:#f6f8f9;--accent:#E39B2A}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,"Noto Sans","PingFang SC","Microsoft YaHei",sans-serif;color:var(--ink);background:#fff;font-size:17px;line-height:1.6}
a{color:var(--navy)}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9}

/* header */
.top{border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);position:sticky;top:0;z-index:5}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand img{width:150px}
.top nav{display:none;gap:28px;font-size:15px}
.top nav a{text-decoration:none;color:var(--mute)}
.top nav a:hover{color:var(--navy)}
.top .cta{font-size:15px;font-weight:600;text-decoration:none;color:var(--navy);border:1.5px solid var(--navy);border-radius:999px;padding:7px 16px}

/* type */
h1,h2,h3{color:var(--navy);margin:0;letter-spacing:-.015em}
h1{font-size:clamp(34px,7vw,56px);line-height:1.1;font-weight:700;max-width:16ch}
h2{font-size:clamp(26px,4.2vw,36px);line-height:1.2;font-weight:700}
h3{font-size:18px;line-height:1.35;font-weight:600}
p{margin:0}
.label{font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--mute);margin-bottom:14px;display:flex;align-items:center;gap:10px}
.label::before{content:"";width:22px;height:2px;background:var(--accent)}

section{padding:88px 0}
section+section{border-top:1px solid var(--line)}
.intro{color:var(--mute);margin-top:14px;max-width:56ch}

/* hero */
.hero{padding:96px 0 88px}
.hero .sub{font-size:19px;color:var(--mute);margin-top:22px;max-width:52ch}
.ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-size:16px;font-weight:600;text-decoration:none;border-radius:999px;padding:13px 24px;cursor:pointer;border:1.5px solid var(--navy)}
.btn-main{background:var(--navy);color:#fff}
.btn-main:hover{background:#082f47}
.btn-line{background:#fff;color:var(--navy)}
.points{list-style:none;padding:0;margin:44px 0 0;display:flex;flex-wrap:wrap;gap:10px 28px;font-size:15px;color:var(--ink)}
.points li{display:flex;align-items:center;gap:8px}
.points li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent)}

/* grids */
.grid{display:grid;gap:36px;margin-top:44px}
.grid p{color:var(--mute);margin-top:8px}
.num{font-size:14px;font-weight:600;color:var(--accent);display:block;margin-bottom:10px;font-variant-numeric:tabular-nums}

/* fees */
.fees{margin-top:44px;border-top:1px solid var(--line)}
.fee{display:grid;grid-template-columns:1fr auto;gap:4px 24px;padding:18px 0;border-bottom:1px solid var(--line)}
.fee b{font-weight:600;color:var(--ink)}
.fee span{grid-column:1 / -1;color:var(--mute);font-size:15px}
.fee strong{grid-row:1;grid-column:2;color:var(--navy);font-weight:600;white-space:nowrap;text-align:right}
.fee.free strong{color:var(--accent)}
.promise{display:grid;gap:28px;margin-top:48px;padding:32px;background:var(--soft);border-radius:14px}
.promise .big{font-size:30px;font-weight:700;color:var(--navy);line-height:1;margin-bottom:8px}
.promise p{color:var(--mute);margin-top:8px;font-size:15px}
.small{font-size:14px;color:var(--mute);margin-top:22px}

/* contact */
.contact .wrap{display:grid;gap:48px}
.direct{margin:28px 0 0;display:grid;gap:12px}
.direct div{display:flex;gap:14px;align-items:baseline}
.direct dt{width:92px;flex:none;font-size:14px;color:var(--mute)}
.direct dd{margin:0;font-weight:600;overflow-wrap:anywhere}
.direct a{text-decoration:none;border-bottom:1.5px solid var(--accent)}
form{display:grid;gap:18px}
.field label{display:block;font-size:14px;font-weight:600;margin-bottom:6px}
.opt{font-weight:400;color:var(--mute)}
input,textarea{width:100%;font:inherit;font-size:16px;color:var(--ink);border:1px solid #cfd6dc;border-radius:10px;padding:12px 14px;background:#fff}
input:focus,textarea:focus{outline:2px solid var(--navy);outline-offset:1px;border-color:var(--navy)}
textarea{min-height:130px;resize:vertical}
.consent{font-size:13px;color:var(--mute);line-height:1.5}
#form-status{font-size:14px;color:var(--navy)}

/* footer */
.foot{border-top:1px solid var(--line);padding:32px 0 40px;font-size:14px;color:var(--mute)}
.foot .wrap{display:flex;flex-wrap:wrap;gap:12px 20px;justify-content:space-between;align-items:center}
.foot nav{display:flex;flex-wrap:wrap;gap:6px 0}
.foot nav a,.foot nav span{color:var(--mute);text-decoration:none}
.foot nav a:hover{color:var(--navy)}
.foot .sep{padding:0 10px}
.foot .grp{white-space:nowrap}
.hero-mark{display:none}

@media (min-width:760px){
  .fee span{grid-column:1}
  .top nav{display:flex}
  .brand img{width:170px}
  .grid.three{grid-template-columns:repeat(3,1fr);gap:48px}
  .grid.four{grid-template-columns:repeat(4,1fr);gap:36px}
  .promise{grid-template-columns:repeat(3,1fr);padding:40px}
  .contact .wrap{grid-template-columns:1fr 1.1fr;gap:72px;align-items:start}
  section{padding:112px 0}
  .hero{padding:128px 0 112px}
  .hero-grid{display:grid;grid-template-columns:1fr 300px;gap:56px;align-items:center}
  .hero-mark{display:block;width:300px;opacity:.95}
}
@media (max-width:759px){
  .foot .grp:last-child .sep{display:none}
  .foot nav{flex-direction:column;gap:6px}
}
@media (max-width:420px){
  .wrap{padding:0 20px}
  .ctas .btn{width:100%}
  .top .cta{padding:6px 13px;font-size:14px}
}